Yes, pet insurance policies generally cover illnesses. This includes conditions such as infections, digestive issues, allergies, respiratory problems, and more. Diagnostic tests, treatments, medications, and hospitalization related to covered illnesses are typically included. It’s important to review the policy terms to see if such conditions are covered. Illness treatments that your pets may encounter can…
No, pet insurance generally does not cover pre-existing conditions. Pre-existing conditions are illnesses or injuries that exist before enrolling in the insurance policy. It’s important to disclose any pre-existing conditions during the enrollment process, as they are typically excluded from coverage. Failure to report pre-existing conditions at enrollment can cause delays in claims processing and…
Some pet insurance providers may offer optional coverage for routine or preventive care as a wellness policy. These wellness policies typically cover routine preventative care including vaccinations, wellness exams, flea and tick prevention, spaying/neutering, dental cleanings, and more. Generally, wellness policies do not require you to meet your deductible and do not have a waiting…
Yes, pet insurance typically covers accidents, including injuries resulting from accidents such as broken bones, lacerations, or ingestion of foreign objects. Veterinary expenses related to diagnosing and treating accidents, such as x-rays, blood tests, surgery, or prescription medication are generally covered. There are a few common accidents that pets may be at risk for in…
Pre-existing respiratory infections are generally considered pre-existing and excluded from coverage by pet insurance policies. It’s important to review the policy terms to understand the specific coverage details. It’s important to review the policy terms to understand the specific coverage details. Pre-existing respiratory infections, which are respiratory infections that exist before enrolling in the insurance…
Pre-existing dental tartar or periodontal disease is typically considered a pre-existing condition and excluded from coverage by pet insurance policies. It’s important to disclose any pre-existing conditions during the enrollment process. It’s important to review the policy terms to understand the specific coverage details. Pre-existing dental tartar or periodontal disease, which is dental tartar or…
Pre-existing heartworm disease is generally considered a pre-existing condition and excluded from coverage by pet insurance policies. It’s important to review the policy terms to understand the specific coverage details. It’s important to review the policy terms to understand the specific coverage details. Pre-existing heartworm disease, which is a heartworm disease that exists before enrolling…
Pre-existing skin infections are generally considered pre-existing and excluded from coverage by pet insurance policies. Pre-existing skin infections may be covered under curable/new occurrences on your pets policy. It’s important to review the policy terms to understand the specific coverage details. Pre-existing skin infections, which are skin infections that exist before enrolling in the insurance…
Pre-existing illnesses, which are illnesses that exist before enrolling in the insurance policy, are generally not covered by pet insurance. It’s important to disclose any pre-existing conditions or injuries during the enrollment process. If your pet has a pre-existing condition, there is on average a 14 day waiting period for: Diagnosis, treatment, or surgery related…
Pre-existing tumors or growths are typically considered pre-existing and excluded from coverage by pet insurance policies. It’s important to disclose any pre-existing conditions during the enrollment process. It’s important to review the policy terms to understand the specific coverage details. Pre-existing tumors or growths, which are tumors or growths that exist before enrolling in the…