Does pet insurance cover routine or preventive care?
Some pet insurance providers may offer optional coverage for routine or preventive care as a wellness policy. These wellness policies typically cover routine preventative care including vaccinations, wellness exams, flea and tick prevention, spaying/neutering, dental cleanings, and more. Generally, wellness policies do not require you to meet your deductible and do not have a waiting period before benefits are paid.
Wellness policies typically come with an additional cost that is separate from your pets monthly insurance premium. Routine wellness policy benefits can range from $10 to $60 per month depending on the wellness policy and coverage options you select. Review your policy exclusions and benefits to confirm your pets specific coverage.
| Preventative Care | Average Cost |
|---|---|
| Dental Cleaning | $300 |
| Spay/Neuter Surgery | $400 |
| Wellness Exam | $100 |
| DHLPP Vaccine | $35 |
| Rabies Vaccine | $35 |
| Lyme Vaccine | $35 |
| Bordatella Vaccine | $50 |
| Vaccine Titers | $250 and up |
| Fecal Test | $35 |
| Heartworm Test | $50 |
| Health Certificate | $60 and up |
| Flea/Heartworm Prevention | $25 per month |
| Deworming | $35 |
| Blood Test | $150 and up |
| Urinalysis | $50 |