What does pet insurance cover?

It covers a lot of things you are probably not aware of.

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Pet Insurance Can Provide Coverage For:

Unexpected Accidents: This includes foreign object ingestion, broken bones, animal bites, cuts/lacerations and more.

Unexpected Illnesses: Coverage extends to conditions like cancer, glaucoma, hip dysplasia, urinary issues, and more.

Surgery: Many policies cover surgical procedures, such as cruciate ligament tears, cataract surgeries, and more.

Medication: Your policy may include coverage for medications needed to treat your pets’ covered conditions .

Tests/Diagnostics: Most pet insurance policies cover diagnostic procedures like x-rays, blood tests, MRIs, and more.

Emergency Exam Fees: Some policies also cover the fees associated with emergency veterinary examinations.

In general, most pet insurance policies offer coverage in the categories named above, provided that the expenses are not associated with a pre-existing condition. However, the specific details of your coverage will depend on the type of policy you choose and the insurance provider you select.

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Our Most Frequently Asked Questions?

Does pet insurance cover illnesses?

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Yes, pet insurance policies generally cover illnesses. This includes conditions such as infections, digestive issues, allergies, respiratory problems, and more. Diagnostic tests, treatments, medications, and hospitalization related to covered illnesses are typically included. It’s important to review the policy terms to see if such conditions are covered. Illness treatments that your pets may encounter can…

Does pet insurance cover pre-existing conditions?

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No, pet insurance generally does not cover pre-existing conditions. Pre-existing conditions are illnesses or injuries that exist before enrolling in the insurance policy. It’s important to disclose any pre-existing conditions during the enrollment process, as they are typically excluded from coverage. Failure to report pre-existing conditions at enrollment can cause delays in claims processing and…

Does pet insurance cover routine or preventive care?

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Some pet insurance providers may offer optional coverage for routine or preventive care as a wellness policy. These wellness policies typically cover routine preventative care including vaccinations, wellness exams, flea and tick prevention, spaying/neutering, dental cleanings, and more. Generally, wellness policies do not require you to meet your deductible and do not have a waiting…

Does pet insurance cover accidents?

Reading Time: 2 minutes
Yes, pet insurance typically covers accidents, including injuries resulting from accidents such as broken bones, lacerations, or ingestion of foreign objects. Veterinary expenses related to diagnosing and treating accidents, such as x-rays, blood tests, surgery, or prescription medication are generally covered. There are a few common accidents that pets may be at risk for in…

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Why Should I Add A Wellness Plan?

Traditional Pet Insurance Covers Accidents / Illnesses + Vet Visits.

By Adding A Wellness Plan You Get The Following:

Spay & Neutering

Peace of mind at the dog park.

Teeth Cleanings

Better for taking selfies with your best friend.

Preventative

Keep them healthy.

Heartworm
Flea + Tick

Protect them year round.

“Not Having Pet Insurance Cost Me $20,000.“

— Scott Reece
“Cautionary Tails”

Life Experiences From Real Pet Parents

I got an 8-week-old Rottweiler and thought I had time to get insurance once he was a little older.

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Scott Reece
Fort Lauderdale, FL
I had let my 1 year old Great Dane outside to potty one last time before bed, but he wasn’t waiting at my back door like I expected.

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Patrick Thompson
Fort Worth, TX
Freak accident and the next thing I know I get to the vet and the legitimate real cost of getting my two year old pup back to 100%, is $11,000.

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David Hampton
Bronx, NY
After having multiple dogs over forty years of being an adult and owning pets I’ve learned something about myself.

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Elaine Biggs
Bozeman, MT
There’s nothing like the vet telling you that your furry best friend’s life can be saved as long as you’re willing to spend more money than I spent on my first car.

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David S.
Gainesville, FL
Whiskers decided to climb a tall oak tree in our garden. We heard his painful yowl as he hit the ground, and our hearts sank.

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Sandra Rodriguez
Tempe, AZ

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