Does pet insurance cover behavioral issues?

Coverage for behavioral issues can vary between pet insurance providers. Some policies may offer coverage for behavioral consultations or treatment, while others may not. If your pet insurance policy does not cover behavioral issues, any accidents or illness claims associated with the excluded behavior issue will not be covered. It’s important to check the policy terms or contact the insurance company to determine if behavioral issues are covered.

What is a behavioral issue anyway?

Behavioral issues in pets are behaviors that negatively affect you and your pets quality of life at home. They may stem from medical or health conditions or changes in your pets environment. Common behavioral issues in dogs include aggressive behavior, noise phobia (extreme response to loud sounds), separation anxiety, and excessive chewing, digging, or vocalizing. Cats can also have behavioral issues such as inappropriate elimination (peeing or pooping outside the litter box, destructive scratching, or fearful or antisocial behavior. Of course, these examples are not a complete list of behavioral issues in dogs or cats.

Treatment And Trainings That Fall Under Behavioral Issues

Behavioral Modification Therapy	Cost on average $175 per session
Obedience Training and Puppy Classes	Group classes on average $50 & Individual Class on average $100