Allergies can affect your pet just like they can affect people. Pets can be allergic to many environmental factors such as dust, grass, pollen, dust mites, dander, mold, and even certain foods. These substances are typically harmless, but if your pets immune system mistakes them as harmful their body will respond with different symptoms such…
A bilateral joint condition is a problem that is likely to affect the opposite joint once one side is affected. To put it more simply, bilateral conditions affect both sides of the body. Most pet insurance policies do not cover the second joint if the first one is affected. If your pet has a pre-existing…
Coverage for holistic or natural treatments, such as herbal remedies or acupuncture, can vary greatly between pet insurance policies. Some pet accident and illness insurance policies may offer coverage for these treatments as part of alternative therapy or complementary therapy options, while others may not. Other pet insurance policies may offer limited coverage for specific…
Making the decision to say goodbye to our beloved furry family members is never easy. Many pet insurance policies provide coverage for euthanasia and end-of-life care expenses when it has been recommended for humane reasons related to covered accidents and illnesses. Generally, memorial products such as urns and cremation services are not covered. However, optional…
Pet grooming services can help keep your pet feeling and looking their best. Routine grooming such as bathing, haircuts, and nail trims all play an important role in keeping your pet healthy. Some pet grooming services may also include ear cleaning or anal gland expression for a head to tail spa treatment. Pet insurance policies…
Testing, treatment, and prevention of pet parasites is generally not covered by pet insurance polices. Parasite prevention medications are considered routine medications and are generally not eligible for coverage under a pet illness or accident insurance policy. However, some pet insurance policies may cover parasite prevention medications such as flea, tick, and heartworm preventives under…
No. Many pet insurance policies do not cover the cost of spaying or neutering procedures as these procedures are considered preventative care and elective procedures. Many pet insurance policies offer routine or preventive care benefits through a wellness policy add-on for an additional monthly premium. Your veterinarian may deem spaying or neutering medically necessary at…
Some pet insurance policies may cover rehabilitation or physical therapy when it is prescribed by a veterinarian as part of the treatment for a covered condition or injury. Sometimes insurance policies offer this coverage as an optional add-on. It’s important to review the policy details to understand the specific coverage for these therapies. Coverage for…
Yes, pet insurance policies typically cover surgeries that are necessary for the treatment of covered conditions or injuries. This can include both minor and major surgeries such as a fatty tumor removal or orthopedic surgeries. Minor surgeries like small wound or a laceration repair are also typically covered under most pet insurance policies. Emergency surgery…
Yes, pet insurance policies often cover specialist consultations when they are required for the diagnosis or treatment of a covered condition. This can include consultations with veterinary specialists such as dermatologists, cardiologists, or neurologists. Some pet insurance policies will automatically cover your pets specialist consultation while other pet insurance policies will only cover consultations and…